One part of the dealer’s story that doesn’t add up so far is how the car could get a salvage title (i.e., be dubbed as "totaled" by an insurance company) and only have the rear bumper and trunk lid repaired to salvage it. In other words, it seems there would have to be more serious damages the dealer either doesn’t know about or isn’t telling me about.

Does anyone know of a circumstance in which a salvage title could be issued for only a rear bumper and trunk lid – especially on a car that’s 1-2 years old?