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Agree

Comment a comment by scubasteve, published on 27 November 2007
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I totally agree that credit cards are our friends, if used wisely. They provide you protection that debit cards and cash do not. I was going to reference annualcreditreport.com for the truly free credit report, but just noticed that you did in your comment. You had stated that you’re not paying the credit card company anything, but, indirectly, you are. Vendors pay fees to the specific card companies for every transaction that involves their card. This is in the best interest of the vendor in that they are guaranteed payment and are providing their customers a convenience. It is in the best interest of the card company to provide great customer service as you will be more willing to use their card in the future. I use a Citibank mastercard and have had no problems with them. I’ve never had a Discover card, but I have friends that love using them.

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RE: Agree by Brandon :: NR9

You had stated that you’re not paying the credit card company anything, but, indirectly, you are.

I see your point, but if you narrow the scope only slightly, the cost goes away. In other words, although prices might be lower if everyone always paid cash, given many people use credit cards, I wouldn’t save any money if I switched to using just cash.

Posted 27 November 2007, Hide, Parent, Reply

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