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RE: I'm done with banks altogether!
I looked up the rates (click on "Savings and Checking Rates" in the top right) of the credit union you referenced and they are lower than those I received at Apple Bank (savings) and ING Direct (checking).
I can see you liking the concept of a Credit Union, but if it doesn't transfer into better interest rates or some other benefit for me (living in Houston), why would I'd choose it over what I described in the post?
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