Food

Food is a HUGE killer of money. You make a rough calculation of how much each meal you eat costs - you know $ for a box of cereal divided by the number of servings you really eat from it. Same thing with sandwiches, etc. It's much easier to guesstimate when you eat frozen foods since they're pretty much all in a package.

But once you have that benchmark for "current state" - subtract a dollar or two from your daily quota. $2 a day for a year lets you put just over $700 a year. You'll either find more creative ways to eat by forcing yourself to look at it or you'll eat less. If you're like most Americans, eating less isn't going to hurt you so you'll lose weight and save money.

Also ... don't buy coffee or alcohol. You may as well just be throwing the dollars out the window at that point.

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