Well, your current software wouldn't work, just as you cannot install Office for Windows on a Mac. You can buy Office for Mac, because MS has decided it is an appealing segment. In Linux, there are programmed alternatives (like Firefox is to IE). For Office, you use Open Office, which can open and save to MS documents just fine.
As for the terminal, thats a fairly infrequent thing in the major distros as of late, if you would like to avoid it (and are not a power user).
Now, I certainly understand the why you are content with Mac (it is, after all, a BSD variant). The only thing I can see encouraging a switch from mac is a wider hardware base and lower cost - neither of which may be a factor.
Thanks for your comments though, I should have reference Mac in my original post...

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I switched to Mac OS X instead
I taught myself pretty much everything I know about computers, which includes years of experience of right-clicking on things in Windows and restarting computers. I've often heard of Linux and it's security, but it always seemed like it would be a big hassle. Would my software work? How frustrating would it be to learn to do everything from a terminal?
I've since switched to a Mac, so I've thought about making an OS change even less. With the security and reliability of Mac OS X, what would Linux offer me?
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