I’ve mentioned it before, but I have a fairly clear investment plan:
- Maintain an emergency fund to cover six months’ expenses.
- Contribute enough to my 401k to maximize the company match.
- Max out Roth IRAs for my wife and me.
- Max out 401k.
- Pursue other investment opportunities.
My question here is about the last step. What investments are you pursuing (or would you like to pursue) assuming the things in steps 1-4 are covered? Some options I’ve considered include CDs, extra home payments, and peer lending.
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